How to delete Phone pe account permanently and remove bank details from the UPI. Removing the Phone Pe app will not remove your account from Phone pe. Users will still be able to make payment to your UPI ID even if you uninstall the app from your phone. In order to deactivate or delete Phone Pe and remove your bank details from Phone pe you need to make some extra efforts. Follow the step to step guide to remove your Phonepe account permanently.
Delete PhonePe Account?
PhonePe is one of the famous and favorite UPI platforms to perform online transactions in India. Founded in 2015 by Sameer Nigam, Rahul Chari and Burzin, the UPI has gained its popularity with time.
But, keeping the post precise we shall directly talk about deleting the PhoenPe account permanently and remove your bank and personal details from the Phone Pe UPI app.
So, before we go into the steps to delete Phonepe account, let’s know about the reasons why would you want to delete the PhonePe account.
Reasons to Delete PhonePe account permanently
There are several reasons that can trigger your will to delete phonePe account and remove your bank details permanently. But, some of the most common reasons are detailed here;
- Using Another UPI payment method.
- Find it Hard to use.
- Facing Techincal issues with a transaction on PhonePe
- Have a different account and want to rest phonePe.
Whatever the reason is, if you are reading this, you are seeking a method to remove your PhonePe account permanently by deleting account details and UPI ID as well.
Still, if you are facing login issues with your PhonePe account, it is recommended to read the post here: PhonePe Login issue |Unable to Login or Reset PIN.
Before we head to the steps to delete the UPI account and remove bank details from Phone Pe, it is suggested to take care of your wallet balance and all.
Precautions Before Deleting PhonePe
As deleting the Phonepe account is irreversible and all the wallet balance and coupons will be gone permanently. It is advised to take care of the following points on Phone Pe app before proceeding with the deleting process of Phone account.
- Use or Transfer All Wallet Balance
- Unlink Bank accounts activated with PhonePe
- Remove Debit Card/Credit Card from PhonePe.
- Sell all Purchases (gold) and redeem the payment in a bank account.
Once you have verified all the details explained above it’s time to follow the steps below the delete the Phone pe account permanently.
Steps To Delete PhonePe Account
The only option to delete the phonePe account is to raise a deletion request to PhonePe support to initiate the deleting process of the PhonePe account.
The deletion process includes all the steps from unliking the bank from UPI and removing wallet money. Here is how to do it;
Delete Bank Details From PhonePe
Deactivation of PhonePe account needs ts to remove the bank details first. You cannot delete your Phonepe account without unlinking the banks added to the App.
To remove bank detail from Phonepe.
- Open PhonePe app and Login.
- Tap on My Money icon on the bottom bar
- Now tap and open Bank Accounts from the list
- Tap on the bank account you have linked to PhonePe
- Here select the Delete box icon.
- After clicking the delete box you can see the notice bar
- This will unlink the bank account from PhonePe account.
Once you have deleted the linked bank from PhonePe it’s time to follow the next step to delete the account.
How To Delete Phonepe Account Permanently
- Log on to your PhonePe account from your device.
- Tap on the Question icon at top of the screen.
- You will be redirected to the help screen.
- Select the My Account, KYC & App issues option.
- Tap on Account related issues and select Delete.
- Provide a reason for your request.
- Here you can find Contact Us button, simply tap on it.
- Type message that you want to delete PhonePe account permanently and click on the send message to raise a support ticket.
The customer care support team will contact you within 2-3 working days to confirm your request and your account will be deactivated.
Delete PhonePe Account permanently: Final Words
PhonePe, no doubt is one of the best UPI payment gateway available in India. But, comes the situation when you need to deactivate or delete the PhonePe account and remove your bank details. Hope this guide helped you to resolve the issue and get rid of the PhonePe account permanently.